Attention homeowners in Jacksonville and Cherokee County: Need an appraisal?
Check out the top reasons Texas homeowners hire Appraisal House, Inc.:
At Appraisal House, Inc., we understand the individual needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a homeowner that most likely doesn't look at appraisals every day, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Appraisal House, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Challenging Cherokee County's assessment of your propertyYour local tax assessor may have your home overvalued if your home not appreciating as much as other houses close to yours. This only means you are paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Appraisal House, Inc. is your perfect weapon when contesting your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Appraisal House, Inc. is qualified in helping homeowners just like you abolish unwanted PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be difficult and inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Appraisal House, Inc. can help you reinstate your home equity line of credit with a professional appraisal.
Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you'd like to have a seasoned expert double-check it for preciseness or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your house.